{"id":243,"date":"2019-05-15T19:18:00","date_gmt":"2019-05-15T19:18:00","guid":{"rendered":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/?p=243"},"modified":"2023-12-15T21:57:26","modified_gmt":"2023-12-15T21:57:26","slug":"supreme-court-holds-that-nonjudicial-foreclosure-is-not-debt-collection-under-the-fair-debt-collection-practices-act","status":"publish","type":"post","link":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/2019\/05\/15\/supreme-court-holds-that-nonjudicial-foreclosure-is-not-debt-collection-under-the-fair-debt-collection-practices-act\/","title":{"rendered":"Supreme Court holds that nonjudicial foreclosure is not &#8220;debt collection&#8221; under the Fair Debt Collection Practices Act"},"content":{"rendered":"\n<p><a href=\"https:\/\/hu-my.sharepoint.com\/personal\/jsinger_law_harvard_edu\/Documents\/Server%20Documents\/Blogs\/_Prop%20Law%20Developments\/_blog%20cases%20to%20add\/pdf%20Obduskey%20v.%20McCarthy%20&amp;%20Holthus\">Obduskey v. McCarthy &amp; Holthus\u00a0<\/a>LLP, U.S., 139 S.Ct. 1029 (2019) resolved a conflict among federal courts on the question of whether those who pursue nonjudicial foreclosure of real property are &#8220;debt collectors&#8221; regulated by the federal Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. \u00a7 1692a(6). The Court held that they are not and therefore immune for that statute&#8217;s regulatory requirements.<\/p>\n\n\n<div class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/faculty.law.harvard.edu\/joseph-singer\/category\/mortgages\/\" rel=\"tag\">Mortgages<\/a><span class=\"wp-block-post-terms__separator\">, <\/span><a href=\"https:\/\/faculty.law.harvard.edu\/joseph-singer\/category\/real-estate-transactions\/\" rel=\"tag\">Real Estate Transactions<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Obduskey v. McCarthy &amp; Holthus\u00a0LLP, U.S., 139 S.Ct. 1029 (2019) resolved a conflict among federal courts on the question of whether those who pursue nonjudicial foreclosure of real property are &#8220;debt collectors&#8221; regulated by the federal Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. \u00a7 1692a(6). The Court held that they are not and therefore immune for that statute&#8217;s regulatory requirements.<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[34,10],"tags":[],"class_list":["post-243","post","type-post","status-publish","format-standard","hentry","category-mortgages","category-real-estate-transactions"],"featured_image_src":null,"featured_image_src_square":null,"author_info":{"display_name":"jsinger","author_link":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/author\/jsinger\/"},"_links":{"self":[{"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/posts\/243","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/comments?post=243"}],"version-history":[{"count":0,"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/posts\/243\/revisions"}],"wp:attachment":[{"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/media?parent=243"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/categories?post=243"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/faculty.law.harvard.edu\/joseph-singer\/wp-json\/wp\/v2\/tags?post=243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}